P. R. Kulkarni (Banker and Legal Expert)

Banking:
• Independently handled Civil, Labour, Company and Criminal matters of the Bank as Head of Law Dept. for continuous period of 10 years.
• In several Domestic Enquiries acted as E.O. / P.O. and as Disciplinary Authority for centralised function for all Award Staff & Officers up to scale II.
• Independently kept co-ordination with Bank's various Advocates, Councils & Solicitors including Solicitors M/S Little & Co. Mumbai. Assisted them in actual drafting, conducting cases before High Courts, Company Law Board, Tribunals .
• At Janakalyan Bank as Dy. General Manager handled Personnel, Law, Property, Shares, Marketing, Publicity, Training Depts. and for some time I.T. Dept. also.
• At Dombivli Bank as Dy. General Manager handled Personnel, Law, Property, Credit, Audit and I.T. Depts.
• At Mahesh Bank, Pune as Managing Director responsible for the whole affairs of the Bank. Implemented Core Banking Solution in the Bank handling the entire issues solely.
Legal:
• Practiced on Civil, Criminal and Labour side at Sangli
• Panel Advocate for The Sangli Bank Ltd. for Civil, Labour and Criminal matters.
• State Govt. appointment as "Hon. Asst. to Public Prosecutor & District Govt. Pleader".
• Central Govt. Appointment as "Prosecutor Central Excise & Customs" for Sangli Division comprising five districts.
Academic:
• Visiting Faculty at many Banks and Institutes such as Bank of Maharashtra, United Western Bank, CAB - Pune, VAMNICOM - PUNE, YASHADA - PUNE, NIBM - PUNE, District Co-Op. Bank Associations, NKGSB Bank, NIBER - Pune, IIB - Nagpur Chapter for CAIIB exam. and also faculty in own Banks. In May, 2001 for a National Seminar on "Legal Aspects Bank Advances and Documentation" invited as Faculty by VAMNICOM - Pune. "Invited as "Resource Person" by NIBM, Pune on National Seminar on "Legal Aspects of Banking Frauds" meant for Vigilance Heads of Commercial Banks in Dec 2001.
• Was MEMBER, INDIAN BANKS ASSOCIATION, Ahmedabad Local Chapter for the year 1997-98.
Achivements:
• Selected by RESERVE BANK of India as invitee member of "Expert Committee on Legal Aspects of Banking Frauds" in Jan. 2001, committee now known as Dr. Mitra Committee. [Performance on the Committee appreciated on record by the Chairman of the Committee as "Distinguished"]
• Co-authored a Book on "Banking Regulation Act, 1949 and Allied Banking Laws". A 1350 page book containing in all 53 Acts, published by Law Publishers (India) Pvt. Ltd. Allahabad, published in Jan. 2000, currently at its third edition.
• Co-authored a Book titled "Co-Operative Banking", published by IIBF, Mumbai as courseware for JAIIB examination.
• Co-authored a Book titled "Legal aspects of Banking Operations", jointly published by IIBF, Mumbai and MACMILLAN as courseware for JAIIB examination.
• Authored a book titled "Laws for Co-operative Bank", jointly published by IIBF, Mumbai and MACMILLAN.
• Authoring a new book "Co-oerative Banking" for IIBF, Mumbai.
• Authoring a book titled "Disciplinary Actions in Banks" as assigned by Law Publishers (India) Pvt. Ltd. Allahabad.
• Performed several assignments for IIBF, Mumbai in connection with JAIIB / CAIIB and other Diploma Courses of the institute. "Resource Person" status from IIBF, Mumbai.